Terms & Conditions

1. INTRODUCTION

These Terms and Conditions (“Terms”) govern your use of www.visionary-finance.com (“Website”) and all services provided by VF DIGITAL ASSETS MEDIA LLC, doing business as “Visionary Financial” (“Company,” “we,” “us,” or “our”). By accessing or using our Website and services, you agree to be bound by these Terms.

2. SERVICES

2.1 PR and Content Services

  • Press release writing and distribution services
  • Content writing services
  • Global PR distribution
  • Cryptocurrency and blockchain-focused content creation

2.2 The PR Builder

  • AI-powered press release generation tool
  • Accessible through www.theprbuilder.com
  • Separate service requiring independent payment
  • Operated under VF DIGITAL ASSETS MEDIA LLC

3. PAYMENT AND BILLING

3.1 Service Fees

  • Fees are quoted in US Dollars
  • Services can be paid for in USD or accepted cryptocurrencies
  • Payment is required before service delivery
  • We reserve the right to modify our pricing at any time
  • Separate pricing structures apply for traditional PR services and The PR Builder

3.2 Cryptocurrency Payments

  • We accept various forms of cryptocurrency as payment
  • Exchange rates will be determined at the time of transaction
  • Cryptocurrency payments are accepted via peer-to-peer transfers to designated wallet addresses
  • Client is responsible for ensuring correct wallet addresses and payment amounts
  • Once confirmed on the blockchain, cryptocurrency payments are non-refundable
  • The Company is not responsible for any losses due to:
    • Cryptocurrency price fluctuations
    • Incorrect wallet addresses
    • Wrong payment amounts
    • Network fees or delays
    • Lost or stolen funds due to user error

3.3 Payment Terms

  • USD payments are processed through secure payment gateways
  • All sales are final regardless of payment method
  • No refund policy applies to all services

4. WEBSITE USE AND ACCESS

4.1 General Use

  • You must be at least 18 years old to use our services
  • You agree to provide accurate and complete information
  • You are responsible for maintaining the confidentiality of your account information
  • You agree not to use the Website for any unlawful purpose

4.2 Prohibited Activities

  • Attempting to interfere with, compromise, or disrupt website security
  • Using automated systems or software to extract data from the Website
  • Impersonating another person or entity
  • Posting or transmitting malicious code or viruses
  • Attempting to reverse engineer any portion of The PR Builder

5. INTELLECTUAL PROPERTY

5.1 Content Ownership

  • All website content, including logos, graphics, and text, is our property
  • Press releases written by our team become client property upon full payment
  • AI-generated content through The PR Builder becomes client property upon generation
  • Clients retain all rights to their submitted materials and information

5.2 License to Use

  • We grant you a limited, non-exclusive license to use our services
  • You grant us a license to use your submitted materials for service delivery
  • You maintain ownership of your original content and materials

6. DATA COLLECTION AND PRIVACY

6.1 Information Collection

  • We collect personal information through forms and communications
  • Website usage data is collected through cookies and analytics
  • Payment information is collected for processing transactions

6.2 Information Use

  • Data is used to provide and improve our services
  • Information may be used for marketing communications
  • We do not sell personal information to third parties
  • Cryptocurrency wallet addresses may be retained for payment processing

6.3 Data Security

  • We implement reasonable security measures
  • You are responsible for maintaining the security of your account
  • We cannot guarantee the absolute security of data transmission

7. DISCLAIMERS AND LIMITATIONS

7.1 Service Disclaimers

  • Services are provided “as is” without warranties
  • No guarantee of specific results from PR campaigns
  • AI-generated content through The PR Builder may require human review
  • We do not guarantee media placement or coverage
  • Cryptocurrency markets are highly volatile and risky

7.2 Client Project Disclaimers

  • We act solely as a PR and content creation service provider
  • We are not responsible for verifying or validating client projects, products, or services
  • Our services do not constitute endorsement of any client’s project
  • We do not perform due diligence on client businesses or offerings
  • Users and readers should conduct their own research before engaging with any project
  • We are not liable for any losses resulting from interaction with client projects
  • Content creation and distribution does not constitute investment, legal, or financial advice
  • We do not verify the accuracy of client-provided information
  • Our role is limited to content creation and distribution only

7.3 Limitation of Liability

  • We are not liable for indirect, consequential, or incidental damages
  • Total liability limited to amounts paid for specific services
  • No liability for cryptocurrency transaction errors or losses
  • No liability for losses resulting from interaction with client projects
  • No responsibility for the performance, success, or failure of client projects

8. GOVERNING LAW AND JURISDICTION

8.1 Applicable Law

  • These Terms are governed by the laws of the State of Florida, United States
  • Any disputes shall be subject to the exclusive jurisdiction of courts in Florida
  • You agree to submit to the personal jurisdiction of such courts

8.2 Dispute Resolution

  • Parties agree to attempt informal resolution before legal action
  • Any legal proceedings must be brought in Florida
  • The prevailing party shall be entitled to recover reasonable attorney fees

9. MODIFICATIONS TO TERMS

9.1 Updates to Terms

  • We reserve the right to modify these Terms at any time
  • Changes will be effective immediately upon posting
  • Continued use of services constitutes acceptance of modified Terms
  • Users are responsible for regularly reviewing Terms for updates

10. SEVERABILITY

  • If any provision of these Terms is found invalid or unenforceable
  • Remaining provisions shall continue in full force and effect
  • Invalid provisions shall be replaced with valid provisions closest to original intent

11. CONTACT INFORMATION

VF DIGITAL ASSETS MEDIA LLC
d/b/a Visionary Financial
2125 BISCAYNE BLVD, STE 204 #20861
MIAMI, FL 33137
Email: info@visionary-finance.com
Website: www.visionary-finance.com

12. ENTIRE AGREEMENT

  • These Terms constitute the entire agreement between parties
  • Supersede all prior agreements and understandings
  • No modification except in writing by the Company

12. TERMINATION

13.1 Termination Rights

  • We reserve the right to terminate services at our discretion
  • We may refuse service to anyone at any time
  • No refunds will be issued upon termination

By using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.